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Encumbered
Reduces Speed by 10 feet and imposes −1 circumstance penalty to most physical checks and DCs when carrying Bulk exceeding 5 + Strength modifier. Replaces smaller armor speed penalt...
You are carrying more Bulk than your capacity allows. Your Speed is reduced by 10 feet and you take a −1 circumstance penalty to most physical checks and DCs.
Encumbered replaces any smaller speed penalty from armor — it doesn't stack with itself. Your Bulk limit equals 5 + your Strength modifier.