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Loan Shark
A money-lender's aura tightens around anyone who owes a debt, making their fear of collection harder to shake the longer it goes unpaid.
commonHumanHumanoid
Loan sharks lend money to those in need but charge high interest. If there's ever an issue with repayment, they'll send their gang to ensure clients pay in full.
Never off the Hook (aura, emotion, mental) 60 feet. Creatures in the aura who owe the loan shark money take a –3 circumstance penalty to their Will DC against the loan shark's attempts to Demoralize or Coerce them and can't reduce their frightened value below 1 while in the aura.
Level 2
Perception +8 · Languages Common · Skills Accounting Lore +17, Athletics +9, Deception +8, Diplomacy +8, Intimidation +8, Society +15
| STR | DEX | CON | INT | WIS | CHA |
|---|---|---|---|---|---|
| +3 | +0 | +1 | +2 | +2 | +4 |
| AC | Fort | Ref | Will |
|---|---|---|---|
| 18 | +7 | +6 | +10 |
HP 25
Speed 25 feet
Actions
- Melee Dragon-headed cane [Single Action] +9 (two-hand d8), Damage 1d4+5 bludgeoning
- Melee Fist [Single Action] +9 (Agile, Nonlethal, Unarmed), Damage 1d4+5 bludgeoning