Face at the Foot of the Bed

You realize that you’ve witnessed your own ghost, peering back from the future in an attempt to warn you of what will soon kill you, only for that same unknown force to tear your ghost away and leave you cursed with the conviction that what will eventually kill you now knows where you are. You suffer a –1 penalty to all saving throws against fear effects. Additionally, each time you’re reduced to 0 Hit Points, you grow that much closer to your true death and become stupefied 1 for the next 24 hours. This duration doesn’t stack but does reset each time you nearly die.

Lvl 5 · Type Curse

Save DC 19 Will